Conspiracy.

A conspiracy I tell thee. Karma is conspiring against me.

Why? My car has broken down again* and I bet it's going to cost a gazillion pounds to fix. And I can't afford to pay for it because I've just paid for

It to be fixed the last time (two days ago)
My car insurance (yesterday)
Our holiday (today)

Which leaves approximately a lot of money in debt. It appears that unless I change my name to Earl, Karma is going to carry on being a right old sod.

* The ABS light has just come on. I can carry on driving it and it'll brake just fine, but it's still there, taunting me with it's yellowy glowiness. It knows something I don't, the bastard.